Finance Center

Dodge, Jeep, RAM or Chrysler Leases and Car Loans in Richardson,  TX - Auto Financing

Let Richardson Chrysler Jeep Dodge Ram help you with your greater Dallas car loan needs. We have a large auto financing provider network, and we specialize in bad credit and high risk auto loans. If you have bad credit, we can help you! We offer quick approvals and low rates! If you have been thinking about getting a new Dodge, Jeep, RAM or Chrysler or used car in the Dallas area, we can help you do it quickly and easily.

Simply fill out the Richardson Chrysler Jeep Dodge Ram online car loan and financing application form to get the auto financing process started right away. There's no obligation to buy today, so do it now while you are thinking about it.

Once you are pre-approved, come in to our dealership, located just outside of Dallas in Richardson at 1321 N Central Expy. Please feel free to give us a call or contact us online any time.

Have questions? Complete this form and a dealer representative will contact you.

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I Have Had A Difficult Time Getting An Auto Loan, How Can You Help?

If you have had difficulty getting an auto loan in the past, then Richardson Chrysler Jeep Dodge Ram is here to help. At Richardson Chrysler, we will help you finance a vehicle no matter what. It does not matter if your credit is great, terrible or somewhere in between. In the following sections of this article, I will be discussing if it is a good idea to finance a vehicle and go into further detail about if your credit score has any effect on getting a loan for a car.

Is It a Good Idea to Finance a Car?

If you are interested in getting a vehicle, then you must decide on what is the best way of obtaining it. Out of all the possible options, the two most common ones are either leasing or financing. When it comes to leasing, several positives and negatives come with the lease. The positive things about leasing a vehicle are that you usually don't have to pay maintenance costs and your payments are typically lower than that of a financed car. There are also numerous negatives that come with leasing a vehicle.

The first negative aspect of leasing is that you get no equity in the vehicle. Despite having a monthly payment, you are not purchasing but honestly leasing it. These means you will get 0 trade-in value if you ever decide you want a new vehicle. Another negative aspect of leasing a car is the requirements and restrictions that come along with it. A standard condition is to have higher insurance premiums than if you were to finance a vehicle, which means that leasing can cost more than financing. You also can have set limits on the distance you can drive your car in a given year. If you exceed these limits, then you will have to pay a fee. On the other hand, there are many benefits to financing a car.

The main advantages of financing an automobile are the accumulation of equity and the freedom to do as you please. If you are financing, every payment that you make is building your equity in the vehicle. Over time, you will own the vehicle completely and have no more payments, which is a considerable advantage over leasing, which will always have a monthly payment. You can also drive your vehicle as much as you want without any potential fees or higher insurance payments.

What Does Your Credit Score Need to Be to Finance a Car?

Even if your credit score is horrible, the employees at Richardson Chrysler are here to help you. We specialize in helping people with poor credit scores get automobile loans and would love to help you if your credit score is good or bad.

Give Richardson Chrysler Jeep Dodge Ram a Visit

In the sections of this article, I have gone over the benefits of financing a vehicle and told you about how we deal with credit scores. If you want to finance a vehicle, then stop by Richardson Chrysler Jeep Dodge Ram today.


Contact

Richardson Chrysler Jeep Dodge Ram

1321 N Central Expy
Directions Richardson, TX 75080

  • Sales: 844-881-0474

Hours

  • Monday 8:30am-9:00pm
  • Tuesday 8:30am-9:00pm
  • Wednesday 8:30am-9:00pm
  • Thursday 8:30am-9:00pm
  • Friday 8:30am-9:00pm
  • Saturday 8:30am-9:00pm
  • Sunday Closed
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